Rishab's Jobaaj Learnings Review: From Equity Research Intern to Consultant at Cred Fintech

"I would honestly rate it 10 on 10. Especially Vishakha ma'am — she was very supportive. She called me personally, helped me shortlist jobs, and kept me informed about openings... There was constant follow-up and real help." — Rishab

Rishab graduated in 2024 with a Bachelor's in Financial Markets from Tolani College of Commerce, where he secured a 9.48 CGPA. He completed two internships — three months in mutual fund research, then an Equity Research internship with ProCapitas, the applied-projects arm he found through a LinkedIn post. He now works as a Consultant at Cred Fintech in a Founder's Office role covering fundraising, modelling and strategy.

If you are searching “is Jobaaj Learnings genuine”, “is Jobaaj real or fake” or “does the placement support actually do anything”, Rishab's account is the most specific in this series about what placement support looked like week to week — personal calls, shortlisting, and continued help after an offer fell through. He is also honest about the limits of what he built during the internship. Read it alongside the other conversations in our Interview Series and the wider feedback on the reviews page.

Who Is Rishab? His Background Before the Programme

Rishab completed his Bachelor's in Financial Markets at Tolani College of Commerce in 2024 with a 9.48 CGPA. Unlike most candidates in this series, he already had internship experience before arriving:

• Mutual Fund Research Intern — three months
• Equity Research Intern, ProCapitas — financial modelling, technical analysis and equity research

His framing of what those did for him is measured: “These internships really helped me build a strong foundation.” A foundation, not a finished profile.

How He Found It: A LinkedIn Post, Not an Ad Funnel

Rishab's route in is different from most in this series. He was not searching for a course:

"I was browsing LinkedIn looking for equity research positions. That's when I found a post about this internship program. It mentioned live projects and real-time learning. I applied through a Google Form."

He was job-hunting, found an internship offering applied project work, and applied to it directly. What attracted him was the promise of live projects rather than lectures.

What the Internship Actually Involved — Including Its Limits

Rishab is precise about what he built, and equally precise about what he did not:

• DCF modelling — discounted cash flow valuation
• Scenario-based investment models — including a project asking what a stock bought ten years earlier would have returned by now
• Applied work on real datasets, rather than worked examples

And the caveat, in his own words:

"So, while it wasn't an extensive corporate financial model, it was a very practical and insightful experience."

That sentence is worth keeping. He is telling you the modelling was real but not at corporate scale — useful calibration if you are choosing between programmes on the strength of their project work.

What he valued most was the shift from knowing to doing: “I already had some knowledge of technical analysis and financial modeling, but this internship gave me a platform to apply all of it practically through live projects.”

What the Placement Support Actually Did

This is the most detailed account of placement support in this series, so it is worth listing exactly:

• His coordinator called him personally rather than sending a bulk mail.
• She helped him shortlist jobs rather than forwarding a general list.
• She kept him informed about openings as they came up.
• Over two to three months he was interviewed at 3–4 companies.
• He was selected at one firm but could not join, for reasons he does not detail.
• Support continued after that fell through, until the Cred Fintech role came through.

The last point is the one that carries weight. Continuing to work a candidate after they have already been placed once — and lost it — is a different level of service from making an introduction and moving on.

The Outcome: Consultant at Cred Fintech

Rishab works as a Consultant at Cred Fintech. Earlier in the conversation he describes the substance of the role: a Founder's Office position involving “fundraising, modeling, and more strategic responsibilities.”

Founder's Office roles are unusually broad for someone a year out of university — the work sits close to the people making the decisions, which is why the modelling and research foundation matters.

No salary figure is given, and the conversation ends before he answers whether the role is a good long-term fit.

Pros and Cons, Based on Rishab's Account

What worked:

• Live project work rather than theory — the thing that attracted him to the post in the first place
• DCF and scenario modelling he could actually discuss in interviews
• A named coordinator who called personally, shortlisted roles and followed up consistently
• Continued support after an offer collapsed
• A strategic role at a fintech within roughly a year of graduating

What his account shows was hard, or limited:

• The modelling had a ceiling. His words: not an extensive corporate financial model.
• It took two to three months of interviews across 3–4 companies.
• One selection didn't convert. He was chosen at a firm and could not join.
• Struggled with limited data. In his own interview answers he describes initially struggling to build models when data was thin, and having to rewatch training and practise on sample data.

Equity Research and Finance Interview Questions to Prepare For

What did you do during your equity research internship?

Answer: I evaluated stocks using both fundamental and technical analysis, built scenario-based investment models, and got exposure to DCF modelling. The best part was the live application — we worked on real datasets and built practical insights, not just theory.

What is DCF modelling, and when is it used?

Answer: Discounted cash flow modelling estimates the intrinsic value of a company by projecting its future cash flows and discounting them back to present value using the company's cost of capital. It works best for companies with reasonably predictable cash flows.

Describe a stock research project and what you took from it.

Answer: A scenario analysis on the ten-year return of a stock bought in 2013 — examining its growth drivers, market trends and the macroeconomic backdrop. The takeaway was how long-term investing on sound fundamentals can outperform short-term speculation.

How do you keep up with market trends?

Answer: Financial news platforms and market data services, finance-focused pages on professional networks, plus newsletters and channels that break down company updates. The habit matters more than any single source.

Explain technical analysis to a non-finance person.

Answer: It is reading patterns in price charts to judge where a price might go next, on the assumption that market behaviour tends to repeat. It is about price action and momentum rather than the company's underlying fundamentals.

Tell us about a challenge during your internship.

Answer: Building financial models with limited data. I took help from mentors, rewatched the training modules, and practised on sample company data until I could structure a working model — making assumptions explicitly and validating them against real-world logic.

What Rishab's Journey Suggests If You're Considering Jobaaj Learnings

• Look for live projects, not lecture counts. That single line in a LinkedIn post is what made him apply.
• Internships stack. He had two before this role; each one made the next application stronger.
• Expect a two-to-three-month search. Even with a 9.48 CGPA and prior internships, that is what it took.
• A lost offer isn't the end. His coordinator kept working his case after a selection fell through — ask any programme whether their support continues past the first offer.
• Be honest about your model's scope in interviews. He is, and it does not appear to have cost him anything.

Full Podcast Transcript

The complete conversation, unedited.

Frequently Asked Questions

Is Jobaaj Learnings genuine, or is it fake?

This page documents one recorded case: Rishab, a 2024 Financial Markets graduate, who went through an equity research internship with live projects and was placed as a Consultant at Cred Fintech. He names his coordinator, describes an offer that fell through, and states the limits of his own project work on camera. That is one verifiable case, not a placement rate. See the wider review set on the reviews page.

What does the placement support actually do?

In Rishab's account: personal calls rather than bulk mails, help shortlisting which roles to apply for, ongoing updates on openings, and — the part he emphasises — continued support after a selection he could not take up.

How long did the job search take?

Two to three months, across interviews at 3–4 companies, including one selection that did not convert into a joining.

What kind of financial modelling do you actually do in the internship?

DCF models and scenario-based investment models — for example, calculating the ten-year return on a stock bought a decade earlier. Rishab is clear that this was practical but not an extensive corporate financial model.

What is a Founder's Office role?

A broad position working directly with a company's founders. In Rishab's case it covers fundraising, financial modelling and strategic work — wide-ranging rather than specialised, which is common at growing firms.

Do you need prior internships to get a role like this?

Rishab had two before this one, plus a 9.48 CGPA. He does not claim they were required, but they are part of why his profile converted — worth weighing if you are starting from nothing.